Lore connects daily life to better health decisions, supporting how people think, feel, and act long before they enter the system.
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Healthcare is not broken. How we think about health is.
Most decisions about health start long before a doctor visit — in the everyday moments that shape how people live, relate, and respond. Lore meets people in those moments, helping them see their life and health differently.
That shift in perspective changes behavior: when and where people seek care, how they interpret symptoms, and what they do next.
When people see their health differently, patterns of care start to shift:
1. Symptoms appear less often and resolve more quickly
2. Avoidable encounters are reduced
3. Needed care happen earlier and at lower intensity
This is how everyday insight connects to plan performance. Lore isn’t a new network, a clinical program, or a navigation tool. It’s a repeatable change in behavior that compounds into durable, measurable outcomes.
Lore’s full-capitation model aligns member behavior with plan performance. Rewards and payments are earned through active participation, creating value for both the member and the plan. Verified improvements in utilization generate shared savings — while ensuring the plan is never worse off than without Lore.
At a multi-state company with 8,000+ employees across warehouses, delivery routes, and corporate offices, the challenge was clear: how do you support such a diverse workforce with benefits that feel relevant, human, and accessible?
Lore gave employees a place to reflect, connect, and earn benefits that mattered to them. Within six months, they saw major changes in engagement, turnover, and culture.
Founder of multiple startups, including pioneering the concept of earned benefits—using clinical interventions to unlock financial and behavioral change. Ken was previously the Chief Scientific Officer of UnitedHealth Group while leading research and development.
Expert in the intersection of machine-learning (ML) and behavioral health who has developed affective reasoning models that use emotional intelligence to spark change and strengthen resilience. Sara is a former ML Engineer at Apple and Turi and is an award-winning mobile game designer.
Catalyst for system-level change who draws on frontline experience as a pediatrician to drive innovation at scale. Formerly serving as Chief Physician Executive and board trustee for Intermountain Health, Mark's work has spanned building complex-care programs to leading one of the nation's largest health IT modernizations.
Engineer of financial resilience who steers organizations through transformation with a deep understanding of how people, technology, and operations move together. Greg served as Vice President of Finance at Intermountain Health for fifteen years, leading planning and investment efforts that sustained growth through major economic and industry volatility.
Architect of multiple award-winning insurance products that turn uncertainty into opportunity and make bold bets safer to make. Mike was formerly Executive Vice President of UnitedHealth Group and served as head of underwriting for UnitedHealthcare.
Strategist and architect of data-driven healthcare products, Scott designed a factory approach to building healthcare businesses. He is the former technology lead for UnitedHealth R&D and has developed multiple novel behavior-change programs and businesses.
Operational thinker with a knack for bringing ideas to life within complex systems. Previously Chief Operating Officer of Scripps Health, Shiraz has launched new products, rearchitected major parts of a large health system, reimagined leadership models, and made systems work better for the people who are part of them.
Physician-leader who infuses clarity and humanity to the structures that shape care. Jim draws on decades of practice to design conditions where people and organizations can work better together. He served as Chief Medical Officer of Scripps Health, where he guided physician development, conflict resolution, and care-design strategy across the enterprise.
Applied mathematician with deep expertise in building predictive models and machine-learning systems that make healthcare smarter and more human. Natalie has guided teams from UnitedHealth Group and Optum, designing ethical and interpretable AI tools that span from infectious-disease forecasting to precision treatment.
Health service psychologist and lifestyle medicine expert who builds scalable models for better health. After years of leading behavioral health programs across both care and community settings, Adam now shapes Lore's digital and AI approaches to connect human motivation with measurable progress.
Founder of multiple startups, including pioneering the concept of earned benefits—using clinical interventions to unlock financial and behavioral change. Ken was previously the Chief Scientific Officer of UnitedHealth Group while leading research and development.
Rushika is a practicing physician and co-founder and CEO of Iora Health, which was acquired by One Medical and eventually Amazon. Prior to redesigning primary care with Iora, he served as the first Executive Director of Harvard's Interfaculty Program for Health Systems Improvement.
Amy is a managing partner at Polaris Partners and founder of the Polaris Innovation Fund, which invests in healthcare and early stage biotech start-ups. Additionally, she serves as chair of the Board of Directors of Alnylam Pharmaceuticals, among other board director positions, and previously served as president of Pfizer Nutrition and Pfizer Consumer Healthcare.
Dave is the co-founder of the private equity fund Jory Capital, serves as a member of the Temasek Americas Advisory Panel, and is a public company director for Boston Scientific and Privia Health. He was previously the CEO and board member of UnitedHealth Group and a Partner of Arthur Andersen.
Executive Vice President and CFO of Intermountain Healthcare, Bert has extensive experience in healthcare finance and operations. He has played a key role in transforming healthcare delivery and financial management.
Hematologist/oncologist and palliative medicine physician who co-leads an organization focused on dramatically accelerating timelines for understanding what clinical interventions work for whom and when. Her areas of research and expertise include cancer data, real world evidence, clinical trials, healthcare policy and regulation, health services research, patient reported outcomes (PROs), clinical informatics, and patient-centered care. Amy was professor of medicine at Duke, principal deputy commissioner of the FDA and chief medical officer at Verily and Flatiron Health.
Researcher focused on using computational methods (AI, data science, informatics) to address problems relevant to medicine with a focus on understanding drug actions at molecular, cellular, organism and population levels. Russ helps lead an FDA-supported Center of Excellence in Regulatory Science & Innovation and is the Kenneth Fong Professor of Bioengineering, Genetics, Medicine, Biomedical Data Science and (by courtesy) Computer Science at Stanford University.
Behavioral scientist and digital health innovator focused on developing scalable tools for chronic disease prevention and management. Gary's research has influenced national obesity treatment guidelines and informed new models for improving population health. He is Dean of Trinity College of Arts & Sciences at Duke University, co-founder of multiple digital health ventures, and advisor to leading organizations on the science of health behavior change.
Physician and Sociologist who conducts research in the areas of social networks and biosocial science. He is the Sterling Professor of Social and Natural Science at Yale University, where he directs the Human Nature Lab. He is the co-author of the book Connected, a foundational work on social networks and their influence on our everyday lives, and the New York Times bestseller, Blueprint: The Evolutionary Origins of a Good Society. Nick's portrait is based on a photo courtesy of Big Think.
Clinician who develops and applies computational techniques to address disease at multiple scales: from whole healthcare systems as "living laboratories" to the functional genomics of neurodevelopment. Zak is Chair of the Department of Biomedical Informatics and the Marion V. Nelson Professor of Biomedical Informatics at Harvard Medical School.
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